Financing
Financing Your Solar Equipment
Fast approval or low rates. Here's the trade-off.
Most solar companies want to be your lender. We think that creates conflicts of interest and hides costs. We sell equipment - period.
For financing, you've got two paths: Affirm for speed and convenience on smaller purchases, or your local/personal bank for the best rates on larger systems.
If Affirm works for you:
SolarTown’s Involvement
As soon as Affirm confirms your payment, we’ll process and ship out your order. That’s it.
Everything else is between you and Affirm.
Affirm FAQs
Yes! There’s no penalty for paying early.
You can utilize affirm on purchases ranging from $50 to $30,000 if you qualify. If your order is over $30,000, please contact us.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
You can visit their website at affirm.com.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
Because we're equipment suppliers, not a bank. We think it's fishy when solar companies play lender - it creates conflicts of interest and often hides fees in the fine print. You deserve transparent pricing and the freedom to find the best loan terms on your own.
Nope. Affirm is there for convenience. You’re welcome to use a loan from your local bank.
No. We sell you equipment. You own it outright. No leases, no power purchase agreements, no company owning panels on your roof for 20 years. You buy it, you own it, done.
You've got options: 1) Reduce your system size to match what you were approved for, 2) Pay the difference in cash, or 3) Shop around at other banks - approval amounts can vary significantly between lenders.
No. Our prices are our prices. Whether you pay cash, use Affirm, or bring a bank loan, you pay the same amount. We don't play pricing games based on how you pay.
Yes. Panels, batteries, inverters, racking - it's all fair game.
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